Church Loans
To help growing churches reach the next level
Church Loans
The Baptist Foundation of Indiana helps to support growing churches and ministries through building and expansion loans from WatersEdge. It’s a powerful way to make a Christian impact in Indiana – and a smart alternative to secular lending through banks and credit unions. Loans are available for new construction, facility renovation and expansion, refinance of existing loan, or any other church-related purpose.
We offer highly competitive financing with compelling benefits, including:
- Competitive Terms and Interest Rates
- Low Closing Costs
- No Prepayment Penalties
- Fast and Convenient Financing
- Convenient Online Application
Types of Loans We Offer:




Your Loan Interest is Reinvested in Kingdom Causes

WatersEdge Loan Process
3 – 5 Business Days
1
Compare Rates
Fill out this form to receive a rate quote
3 – 6 Weeks
4
Evaluation
After we receive your application, we’ll begin the review and due diligence process.
2
Connect With Us
We’ll reach out with a custom quote and answer initial questions about your loan.
5
Site Visit
We’ll schedule an in-person or virtual visit with your church to inspect the property, review the loan in detail and answer questions.
3
Apply Online
Submit your loan using our convenient online application.
6
Site Visit
We’ll schedule an in-person or virtual visit with your church to inspect the property, review the loan in detail and answer questions.
7
Closing
If approved, we’ll schedule your loan closing with a local title company once final title and insurance requirements are met.
Testimonials
Taking the loan out through WatersEdge not only saved the church quite a bit of money in interest charges, but also allowed any interest paid on the loan to be re-invested in other churches.

Reginald Fletcher
/
Living Word Baptist
Rather than banking rules promulgated by commercial lending institutions, the Foundation uses common sense guidelines like church attendance, giving patterns and fair market property values to make loan decisions. I would like to see more people and churches benefit from this lending source God has established for the church.

Ken Booster
/
Geist Church
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